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copyright Number SSN

It’s crucial to clarify a few key points regarding Social Security Numbers (SSNs) to avoid any misunderstandings, especially for readers who might not be familiar with U.S. regulations:

1. What is a Social Security Number (SSN)?
   
   
   
   • A Social Security Number is a unique nine-digit number issued to U.S. citizens, permanent residents, and certain temporary residents. This number is primarily used for tracking individuals for social security benefits and taxation purposes in the United States.
   
   
   
   


2. Acquiring a Social Security Number:
   
   
   
   • SSNs are issued by the U.S. government through the Social Security Administration (SSA). They are not sold. At birth, U.S. citizens and eligible U.S. residents typically obtain an SSN. For those who were not issued an SSN at birth, such as new immigrants, they must apply for one through the SSA by providing the necessary documentation that proves their identity, citizenship, or legal residency status.
   
   
   
   


3. Important Considerations:
   
   
   
   • It’s illegal to buy or sell an SSN. Every individual is assigned their own SSN, and it is illegal to use someone else’s number under any circumstances.
   
   
   • It’s crucial to protect your SSN to prevent identity theft. This number should not be shared freely and should only be given out when absolutely necessary, such as for tax and employment purposes.
   
   
   • If you need an SSN and are eligible to have one, you should contact the Social Security Administration directly through their official website or by visiting a local office.
   
   
   
   


4. Safe Practices:
   
   
   
   • Always ensure that any website or entity asking for your SSN or claiming to offer SSNs is legitimate and authorized by the U.S. government.
   
   
   • Keep any documents that contain your SSN securely stored and shred any documents that are no longer needed.
   
   
   
   

By understanding these guidelines, individuals can better navigate the importance and the secure management of their Social Security Number, a critical component of their personal identification and financial security in the U.S.

Can I Buy a Social Security Number (SSN) Online?

• No, it is not possible to legally purchase a Social Security Number (SSN) online or through any other means. The SSN is a critical piece of personal identification in the United States, assigned by the Social Security Administration (SSA) to track earnings and determine eligibility for Social Security benefits.


• Issuance of SSN: The SSA issues SSNs to U.S. citizens, permanent residents, and temporary residents under specific work authorizations. This number is provided free of charge and is obtained through a formal application process that involves submitting documented proof of identity, citizenship, or legal residency status.


• Uses of SSN: The SSN is required for a variety of legal and administrative purposes, such as filing taxes, applying for jobs, accessing government services, opening bank accounts, and applying for loans or credit.


• Legal Considerations: Attempting to buy or sell an SSN is illegal and considered identity theft, a serious crime in the United States. Misuse of an SSN can lead to significant legal penalties, including fines and imprisonment.


• Protecting Your SSN: Given its importance for personal identity and financial security, it’s vital to protect your SSN. Only share it when absolutely necessary, such as with employers for wage reporting or banks for financial transactions, and never disclose it casually or in unsecured situations.

Advice for Safeguarding Personal Information:

• Always verify the legitimacy of requests for your SSN and be cautious about sharing personal information, especially online. If you need to apply for an SSN or have issues related to your SSN, it is best to contact the SSA directly through their official website or by visiting a local SSA office.

This information helps ensure that the significance and the protective measures around Social Security Numbers are well understood, safeguarding individual privacy and security.

Can You Buy Someone’s Social Security Number?

• Absolutely not. It is illegal to buy, sell, or use someone else’s Social Security Number (SSN). The Social Security Administration (SSA) is the only authorized issuer of SSNs and does not sell them under any circumstances.


• Legal Implications: The sale or purchase of SSNs is a federal crime in the United States. Such actions are considered identity theft and fraud, both of which carry severe penalties, including fines and imprisonment.


• Use of SSN: An SSN is a personal identifier used for a variety of purposes, including tax reporting, social security benefits, and credit transactions. It is strictly assigned to an individual and should only be used by that person.


• Consent and Misuse: Using another person’s SSN without their explicit permission is also illegal. This includes any form of identity theft where someone’s SSN is used to commit fraud or deceive for financial gain or other benefits.

Protective Measures and Best Practices:

• Safeguard Your SSN: Keep your Social Security card in a secure place and only carry it when necessary. Be cautious about where and to whom you disclose your SSN, limiting its use to official requests.


• Monitor for Fraud: Regularly check your financial statements and use identity monitoring services to detect unauthorized use of your personal information, including your SSN.


• Reporting Misuse: If you suspect that your SSN has been compromised, report it immediately to the SSA, the Federal Trade Commission (FTC), and the major credit reporting agencies to prevent further misuse.

Understanding these guidelines is vital for protecting one’s identity and navigating the responsibilities associated with managing personal information like the SSN.

Misconceptions About Buying SSNs

1. Misunderstanding of Social Security Benefits:
   
   
   
   • Insurance vs. Entitlement: Some individuals incorrectly believe that Social Security acts like private insurance or that purchasing additional SSNs could somehow entitle them to greater benefits upon retirement or disability. However, Social Security benefits are based on one’s own lifetime earnings record, not the number of SSNs one possesses.
   
   
   
   


2. Confusion with Retirement Savings:
   
   
   
   • Comparison to Retirement Accounts: Others may confuse Social Security with private retirement plans like 401(k)s, thinking they can “invest” in multiple SSNs to increase their retirement savings. Unlike 401(k) plans, which are personal savings accounts, Social Security is a social insurance program funded through payroll taxes paid by workers and employers.
   
   
   
   


3. Desire for Security in Retirement:
   
   
   
   • Financial Stability: Some individuals might believe that having multiple SSNs could secure additional income streams for retirement. However, each person is legally entitled to only one SSN, and the benefits one receives are calculated based on the earnings linked to that SSN.
   
   
   
   

The Reality: Legal and Practical Aspects

• It’s Illegal: Buying or selling SSNs is illegal and classified as fraud. Engaging in such activities can lead to severe legal consequences.


• SSNs are Non-Transferable: Each SSN is unique to an individual. No one can legally use or obtain another person’s SSN without committing identity theft.


• Social Security Benefits are Earned: The benefits provided by the Social Security Administration (SSA) are based on one’s own work history and earnings over their lifetime. There is no legal or practical method to purchase additional credits or increase benefits outside of increasing one’s own earnings.

Protecting Yourself and Understanding SSNs

• Guard Your SSN: Always protect your SSN from disclosure except when absolutely necessary, such as for tax reasons or legitimate employment and banking purposes.


• Report Misuse: If you suspect that your SSN has been compromised or misused, report it immediately to the appropriate authorities.


• Educate Yourself: Understanding how Social Security works can help dispel myths and prevent fraud. The SSA provides resources and information to the public about how benefits are calculated and who is eligible to receive them.

How Much is an SSN Worth on the Black Market?

• Varied Prices: On the black market, the price of an SSN can vary widely based on several factors, including the completeness of the associated personal information (e.g., name, address, date of birth), the creditworthiness of the person, and the current demand for such data among criminals. Generally, SSNs can be sold for anywhere from a few dollars to several hundred dollars.


• Usage of Stolen SSNs: Criminals use stolen SSNs for various fraudulent activities, such as applying for credit, filing fake tax returns, or even committing crimes under another person’s identity. The versatility of an SSN in committing various forms of fraud contributes to its value on the black market.

Impact of SSN Thefts

• Real-World Examples: As you mentioned, significant breaches like the ones at the US Office of Personnel Management and Equifax resulted in massive financial damages and exposed the SSNs of millions of individuals. While these incidents might not directly translate to a specific “per SSN” cost in criminal markets, they highlight the extensive impact and potential cost of SSN theft.
  
  
  
  • Office of Personnel Management Breach (2015): Resulted in the theft of personal information for over 21 million individuals. The overall damages, including the costs for identity protection services, lost productivity, and the loss of personal and national security integrity, were immense.
  
  
  • Equifax Breach (2017): Exposed the personal information, including SSNs, of about 145 million people. The aftermath involved legal settlements and increased security measures, indicating significant financial and reputational damages.
  
  
  
  

Protective Measures

• Guard Your SSN: Always be cautious about where and to whom you provide your SSN. It should only be shared when absolutely necessary and with trusted entities.


• Monitor Your Identity: Use identity monitoring services and regularly check your credit reports to catch any unauthorized activity early.


• Legal Protection: Understanding your rights regarding identity theft and knowing the steps to take if your SSN is compromised are crucial. This includes reporting identity theft to the Federal Trade Commission (FTC), contacting the major credit bureaus, and possibly filing a police report.

Understanding the Reality of Buying SSNs Online

• Legal Status: It is illegal to buy, sell, or use someone else’s SSN. The Social Security Administration (SSA) exclusively issues SSNs to individuals based on legitimate eligibility criteria, such as citizenship or lawful residency in the United States. The SSA does not sell SSNs, nor does it authorize any other entity to do so.


• Risk of Fraud: Websites claiming to sell legitimate SSNs are engaging in illegal activities. Most of these platforms are scams designed to exploit individuals by either stealing their money without providing any real service or by engaging in identity theft. Purchasing an SSN online can lead to serious legal consequences and potentially victimize others.


• No Record of Purchases: Since the SSA does not sell SSNs, there is no legitimate record of any transaction involving the purchase of an SSN. Any claim to the contrary is false and should be treated with suspicion.

Steps to Take Instead of Buying an SSN

• Proper Channels: If you need an SSN for legitimate purposes (e.g., employment, tax filing), you must apply through the SSA directly. The process involves submitting specific documentation proving your identity, age, and eligibility status.


• Avoiding Scams: Protect yourself from scams by being wary of any service that offers SSNs for sale. These are unequivocally illegal and can lead to significant legal issues.


• Verify Security: When providing personal information online for legitimate reasons (e.g., banking, government services), always ensure the website is secure. Look for URLs that begin with “https://” and check for a padlock symbol in the address bar, indicating encryption of your data.

The Reality of Obtaining SSNs and IDs

• Legal Acquisition: There are no legitimate companies that can sell you a real SSN or government-issued ID. Both are issued by governmental agencies: SSNs by the Social Security Administration (SSA) and official IDs by state or federal agencies, such as the Department of Motor Vehicles (DMV) or the U.S. copyright Office. Any service claiming to sell genuine SSNs or government IDs is operating illegally.


• Risks of Purchasing SSNs and IDs: Buying or using fake or stolen SSNs and IDs can lead to severe legal consequences including fines and imprisonment. It also contributes to and supports the criminal activities of identity theft.

Avoiding Scams and Protecting Your Identity

• Research: Always verify the legitimacy of any service offering IDs or SSNs. Remember, no legitimate company will offer real government-issued SSNs or IDs for sale. Websites claiming to do so are often scams.


• Better Business Bureau (BBB): Checking with the BBB is good advice for verifying a company’s reputation, but keep in mind that a lack of complaints doesn’t necessarily confirm legitimacy in the context of SSNs and IDs, as no legitimate business would offer such products.


• Personal Information Security: Be cautious with your personal information. Legitimate need for sharing your SSN or other sensitive information will be limited to official processes like employment, banking, and government services. Always ensure websites are secure (look for “https://” and a padlock icon) before entering any sensitive information.


• Protecting Your SSN: If you legitimately receive a new SSN, such as through official channels due to identity theft concerns, take great care to protect it. Do not carry the SSN card in your wallet, and be cautious about sharing the number. Use complex and unique passwords for online accounts rather than easily guessed personal information.

Legitimate Ways to Obtain an SSN or ID

• For SSNs: Apply through the Social Security Administration if you are eligible. This will involve filling out the appropriate forms and providing documents proving your identity, citizenship or legal residence, and age.


• For IDs: Apply through your local DMV, copyright office, or other appropriate government agency. These processes will also require proof of identity and residency.

Step 1: Gather Required Documents

You’ll need to provide documents that verify your identity, age, and citizenship or immigration status. Here are the types of documents typically accepted:

• copyright: This is the most common document for proving age and citizenship. If you were born in the U.S., obtain a certified copy from the Vital Records office in the state where you were born. If born outside the U.S., you’ll need a foreign copyright from the relevant authority in that country.


• copyright: A U.S. copyright can serve as proof of both identity and citizenship.


• State copyright or Driver’s License: These can prove your identity and age. If using these, ensure they are current and valid.


• copyright (copyright Card): This can prove your lawful immigration status and identity if you are not a U.S. citizen.

Step 2: Complete the Application Form (SS-5)

• Form SS-5: This is the application form for a Social Security card. You can download the form from the SSA’s official website at www.ssa.gov or pick up a copy from a local SSA office.


• Fill out the Form: Provide all requested details such as your name, address, date of birth, and parents’ names. Ensure all information is accurate to avoid delays.

Step 3: Submit the Application

• In-Person or Mail: You can submit your completed application and original documents either in person at a local SSA office or by mail. Note that if you mail your documents, you will be sending original copies, so ensure you use a secure and trackable mailing service.


• No Online Submission: Unlike some services, you cannot apply for an initial SSN entirely online because of the need to verify original documents.

Step 4: Wait for Processing

• Processing Time: Once your application is submitted, the SSA will verify your documents and process your application. This can take a few weeks. You will receive your SSN card by mail once your application is processed.

Step 5: Safeguard Your SSN

• Protect Your Card: Once you receive your SSN card, keep it in a safe place and not in your wallet or purse to avoid loss or theft.


• Limit Disclosure: Only provide your SSN when absolutely necessary, such as for tax forms, employment documents, or certain financial transactions.

Additional Tips

• Check Specific Requirements: Depending on your specific circumstances, such as age or immigration status, there may be additional or alternative documentation required. Check the SSA’s website or contact a local office for guidance tailored to your situation.


• For Non-U.S. Citizens: If you are applying as a non-U.S. citizen, you may need to provide additional documentation related to your immigration status and eligibility to work in the U.S.

Eligibility for Online Application

• Replacement Cards: As of now, the Social Security Administration (SSA) allows you to apply online only for replacement Social Security cards if you meet certain criteria.


• No Changes: You can use the online service if you do not need to make any changes to your card (e.g., name change).


• Age and Residency Requirements: You must be 18 or older, and have a U.S. mailing address. Also, you must have a driver’s license or a state-issued identification card from a participating state or the District of Columbia.

How to Apply for a Social Security Card Online

1. Create a my Social Security Account:
   
   
   
   • Before you can apply online, you need to create a “my Social Security” account on the SSA’s website at www.ssa.gov/myaccount.
   
   
   • This account also lets you access other services, like checking your Social Security statement or managing benefits.
   
   
   
   


2. Gather Your Information:
   
   
   
   • You’ll need to have your personal information handy, including your name, date of birth, place of birth, and your parents’ full names.
   
   
   • For a replacement card, make sure your details are exactly as they appear on your most recent Social Security card.
   
   
   
   


3. Provide Documentation:
   
   
   
   • For first-time applications or changes, you currently cannot complete these processes entirely online due to the need to verify certain documents.
   
   
   • For U.S. citizens applying online for a replacement, no additional documents are typically required if your details match existing records.
   
   
   • Non-citizens need to provide documentation proving their immigration status and identity.
   
   
   
   


4. Submit Your Application:
   
   
   
   • Once you’ve logged into your my Social Security account, follow the prompts to request a replacement card.
   
   
   • Review your information to ensure everything is correct before submitting your application.
   
   
   
   


5. Receive Your Card:
   
   
   
   • After you’ve submitted your application, you can expect your card to arrive by mail within 10-14 days.
   
   
   
   

Additional Information

• Not for First-Time or Changes: If you are applying for a Social Security card for the first time or if you need to update any information (such as a name change), you will need to apply in person or by mail. This process requires you to provide original or certified documents proving your identity, citizenship, or lawful immigration status.


• Safety and Security: The online application process is secure, but make sure you are using a private and secure internet connection to protect your personal information.

By following these steps, eligible individuals can conveniently apply for a replacement Social Security card online through the SSA’s secure portal. For more complex situations like first-time applications or updates, visiting an SSA office or mailing in the required documents remains necessary.

Using the “my Social Security” Online Tool

1. Create an Account:
   
   
   
   • Visit the official Social Security Administration (SSA) website at www.ssa.gov/myaccount.
   
   
   • Click on “Create an Account” to begin setting up your access. You’ll need to provide some personal information, such as your name, Social Security Number, date of birth, home address, and email address. This step also involves setting up security measures for your account.
   
   
   
   


2. Verify Your Identity:
   
   
   
   • To ensure the security of your personal information, the SSA will ask you to answer questions that only you are likely to know. Sometimes, this process might include providing information that matches records with the Internal Revenue Service or your credit file.
   
   
   
   


3. Access Your Account:
   
   
   
   • Once your account is set up and your identity is verified, you can log in to view your SSN and access other services such as reviewing your Social Security statement, checking your earnings record, and estimating future benefits.
   
   
   
   


4. Print SSN Information:
   
   
   
   • While you cannot print an official Social Security card from the website, you can view your SSN and print your Social Security statement which includes your SSN for record-keeping and verification purposes.
   
   
   
   

Alternatives to Online Access

• Contact Previous Employers or Government Agencies:
  
  
  
  • If you have previously submitted your SSN for jobs, loans, or government services, you might be able to request a copy of your application or other documents where your SSN was used. This should be done with caution and through secure channels to protect your identity.
  
  
  
  


• Requesting Public Records:
  
  
  
  • Some states may allow access to certain public records that include SSN, but this is increasingly rare due to privacy laws. Accessing these records typically requires a formal request in person or by mail, and not all states will include SSN information publicly.
  
  
  
  


• Request a Replacement Card:
  
  
  
  • If you need a physical copy of your Social Security card, you can request a replacement card through the SSA by filling out Form SS-5 and providing the required documents. This process must be done in person at a local SSA office or mailed with original documents proving your identity and citizenship.
  
  
  
  

Important Safety Tips

• Protect Your SSN:
  
  
  
  • Always keep your Social Security Number confidential to prevent identity theft. Only share it when absolutely necessary and through secure means.
  
  
  
  


• Beware of Scams:
  
  
  
  • Be cautious of any non-official websites or services that claim to provide SSN or personal information. Always use official government websites and secure channels.
  
  
  
  


• Secure Personal Information:
  
  
  
  • When accessing sensitive information online, ensure your internet connection is secure and avoid using public Wi-Fi.
  
  
  
  

Social Security Administration Phone Number

• Phone Number:
  
  
  
  • This toll-free number connects you to the Social Security Administration (SSA). It’s available from Monday through Friday, 7 AM to 7 PM (local time).
  
  
  • This number is suitable for a wide range of inquiries, including questions about Social Security benefits, requesting a replacement Social Security card, or reporting a lost card.
  
  
  
  

Tips for Calling Social Security

• Best Times to Call: To avoid long wait times, try calling early in the morning or later in the afternoon, closer to closing time. The middle of the week (Tuesday through Thursday) typically sees lower call volumes compared to Mondays and Fridays.


• Prepare Your Information: Have your Social Security number, personal details, and any relevant documents at hand before you make the call. This can help speed up the process and ensure that you can provide any needed information quickly.

Online Resources

• Website
  
  
  
  • The SSA website is a comprehensive resource for information on all aspects of Social Security, including retirement, disability, and Medicare. It offers tools for calculating benefits, applying for benefits online, and managing your Social Security account.
  
  
  • You can also find FAQs that might help answer your questions without needing to make a phone call.
  
  
  
  

Additional Contact Methods

 

• Local Offices: Sometimes, it might be helpful to speak with someone in person. You can find your nearest Social Security office on the SSA website, where you can make an appointment to discuss your concerns or queries in more detail.

 

Step 2: Apply for a Replacement Card

• Online Application: If you are an adult and have a My Social Security account, and if you are not requesting any changes to your card (like a name change), you can apply for a replacement card online in most states. This service is free.


• Mail or In-Person: If you cannot apply online, you can do so by mail or in person. You’ll need to:
  
  
  
  • Complete an Application for a Social Security Card (Form SS-5).
  
  
  • Provide supporting documents to prove your identity and citizenship, such as a U.S. copyright or a copyright. All documents must be either originals or copies certified by the issuing agency. Photocopies or notarized copies are not accepted.
  
  
  
  

Step 3: Protect Your Identity

• Monitor Your Credit: Keep an eye on your credit reports and financial accounts for any unusual activity. You can request free credit reports once a year from each of the three major credit bureaus at AnnualCreditReport.com.


• Consider a Fraud Alert or Credit Freeze: Placing a fraud alert on your credit files makes it harder for identity thieves to open accounts in your name. A credit freeze provides even more protection, although it also means you will need to lift the freeze temporarily if you apply for new credit.

Step 4: Prevent Future Losses

• Safeguard Your Card: Once you receive your new Social Security card, store it in a safe place and not in your wallet or purse to avoid losing it again.


• Limit SSN Usage: Only give out your SSN when absolutely necessary. For example, don’t carry the card with you unless you need it for a specific purpose that day.

Additional Considerations

• Replacement Limits: Keep in mind that you are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits.


• Review SSA Information: The SSA provides specific guidelines and requirements for obtaining replacement cards, which can vary slightly depending on your situation (e.g., citizenship status, age). Reviewing their information can ensure you have all the necessary documents and understand the process.

Step 1: Prepare Required Documentation

• Proof of Identity: Gather your government-issued photo ID such as a driver’s license, state ID, or copyright. If you do not have a photo ID, the Social Security Administration (SSA) will also accept other documents like a health insurance card, school ID, or U.S. military ID. You will need to provide documents that prove your identity, U.S. citizenship, or lawful immigration status.

Step 2: Access the SSA Website

• Visit the Website: Go to the official SSA website for Social Security card services at

Step 3: Create an Account

• Create a My Social Security Account: If you don’t already have an account, you’ll need to create one. Click on the “Replace Your Card Online” button to start this process.


• Security Measures: You will be asked to provide some personal information and answer questions that only you are likely to know. This step is crucial for protecting your identity and ensuring that only you can access your Social Security information.

Step 4: Fill Out the Online Application

• Complete the Application: Follow the prompts to enter the necessary information for your replacement card. Make sure all the information you provide is accurate to avoid any delays.

Step 5: Submit Your Application

• Review and Submit: Double-check all the details you’ve entered. Once you submit your application, the SSA will verify your documents and information. If everything is in order, they will process your application.

Step 6: Receive Your Card

• Delivery: After your application is processed, the SSA will mail your replacement Social Security card to the address you provided. It typically takes about 10 business days to receive your card after your application has been processed.

Additional Tips

• Protect Your New Card: Once you receive your replacement card, keep it in a safe place to avoid theft or loss. Do not carry it in your wallet unless absolutely necessary.


• Monitor Your Accounts: Since losing your Social Security card can increase the risk of identity theft, keep an eye on your financial statements and credit report for any unusual activity.


• Limit SSN Sharing: Be cautious about sharing your Social Security number. Only provide it when legally required or when absolutely necessary for financial and employment purposes.

By following these steps, you can efficiently replace your lost or stolen Social Security card and take steps to protect your identity. If you encounter any issues or have specific questions, the SSA provides resources and assistance both online and through their customer service phone line

Understanding Social Security Numbers (SSNs)

• What is an SSN? An SSN is a unique nine-digit number assigned by the U.S. Social Security Administration (SSA) to track individuals’ earnings for social security and taxation purposes. It is critical for various aspects of life in the U.S., including employment, accessing certain government services, and more.

Correct Process for Obtaining an SSN

• First-Time SSN Applications: If you are applying for an SSN for the first time, you must do so through a legitimate process that involves proving your identity, age, and U.S. citizenship or lawful status.
  
  
  
  • Visit an SSA Office: Go to your nearest Social Security office (locations can be found on the SSA’s official website).
  
  
  • Provide Required Documentation: You will need to provide specific documents that prove your identity, citizenship, and age. This generally includes a copyright, copyright, and other official documents, depending on your situation.
  
  
  • Complete an Application Form (SS-5): This form is available online on the SSA’s website or at a Social Security office. Fill it out accurately and submit it along with your documents.
  
  
  
  


• Replacing a Lost SSN Card: If you need to replace a lost Social Security card, you can apply for a replacement for free by following the steps outlined previously, which include providing documentation and filling out the SS-5 form.

Legal and Safety Considerations

• Illegal to Purchase SSNs: It is illegal to buy or sell SSNs. Any representation that suggests you can purchase a valid SSN is not only incorrect but also involves activities that are against the law.


• Protect Your SSN: Always protect your Social Security number from unauthorized use to prevent identity theft. Share it only when absolutely necessary and through secure channels.


• Avoid Misinformation: Ensure any information or guidance you follow regarding SSNs comes from reliable and official sources, such as the SSA’s official website or directly from SSA offices.

Conclusion

The only legitimate way to obtain an SSN is through the Social Security Administration. There is no legal means to purchase an SSN, and attempting to do so can result in serious legal consequences. If you need an SSN or need to replace your card, follow the official procedures laid out by the SSA. Always protect your personal information and consult official resources or professionals if you need assistance or have questions about SSNs.